Revise arrangement

I AM a long time public servant contributing to Teachers Savings and Loans Society (TISA) for over 30 years.
The only benefit contributors get is the loan according to individual’s savings.
The ratio of 1:1 loan is paid directly to members account while 1:2 loans are paid to the company account which we obtained the invoice from.
If I get a loan 1:1 ratio from my savings, TISA benefits from the interest paid from my savings.
Again, when trying to get 1:2 loan, our money is paid to the account of the company we obtain invoice from.
If we want to ask the suppliers to pay us cash, we are taxed certain percentages that goes to the supplier before they pay us the rest.
At the end, I will repay the loan plus the interest to TISA and not the company.
Please, can the management of TISA change this policy and allow the contributors to get loan from their savings account through 1:2 ratios with cash payment directly paid into the members account instead to the supplier?
That would be great because we will repay the loan and interest to TISA.

Faithful TISA Contributor,
Manus