Medical, life cover for police

ALL police personnel in the country will have medical and life insurance cover starting next year, after an agreement was signed last Friday.
Police commissioner Gari Baki and PNG Police Association president Clemence Kanau, signed the constabulary’s insurance service agreement that would come into
effect next Jan.
The agreement signed between the Royal PNG Constabulary(RPNGC), the Police Association, AON Risk Services (PNG) Limited and Kwila Insurance, will cover 5,200 uniformed and civilian personnel in the RPNGC, including life insurance for spouses and medical insurance cover for dependents of police personnel.
During the signing at the police headquarters at Konedobu, Mr Baki and Mr Kanau said the agreement was a major component of the remuneration and increments approved by the Government of members for the constabulary.
While the new life insurance policy extends to spouses of police personnel, the insurance medical policy contained in the agreement would cover the member, the spouse and their children or dependents.
Members their spouses and dependents are entitled to reclaim 90 % refund on all their medical bills under the medical insurance scheme.
Families of members between the ages of 18 and 40 who lose their lives in the line of duty would receive K65,000, while benefits for spouses who die in the same age category receive K10,000.
All life insurance claims for spouses would be determined by the member’s age factor.
The benefit for members between 41 and 50 is K35,000, while their spouse benefit would be K5,000.
Those aged between 51 and 60 are entitled to receive K15,000 while their spouses receive K5,000.
Those aged between 61 and 65 would be covered for K10,000 and their spouses are eligible for K2,000 cover.
The age limit under the insurance agreement is 65, and those above that age are not eligible to claim
life insurance.
The eligibility is in line with the constabulary’s age and retirement policy.     
Mr Baki applauded the signing, tagging it as highly prudent and beneficial to members of the RPNGC adding that the agreement would undoubtedly lift the morale of police personnel nationwide and hopefully result in improvements in their performance.